How To Triple Dip on Cash Back Rewards

How To Triple Dip on Cash Back Rewards

Step 1: Get a CashBack Credit Card Even though I use credit card points, airline miles, and hotel rewards to travel for free every year, I still use cashback or a cash redemption for cheap domestic flights because it’s a better deal than airline miles. So I was very happy to find out that Discover It Miles card offers 3 percent cashback for redemption on travel related purchases in the first year. They offer 1.5 points per $1 spent, but…

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The Step-By-Step Guide To Where Your Money Should Be Invested

The Step-By-Step Guide To Where Your Money Should Be Invested

There’s three stages to your money. Making it, Saving it, and then Investing it. We’re going to focus on where your money should be invested in the most optimal way. It’s a looong list, so if you don’t have enough time to go through it step-by-step, bookmark this page so you can come back to it. 1. Emergency Fund First, figure out your average monthly expenses by looking at the last 12 months of your spending. If you don’t have…

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50 Self-Development and Growth Books That Are Integral To Life

50 Self-Development and Growth Books That Are Integral To Life

Productivity The Power of Habit: Charles Duhigg As humans we’re more likely to shift to bad decisions at the end of the day. It’s why Gilt decided to release their sales at 9PM and why infomercials are on so late at night — because your willpower muscle is more likely to be all used up. Shifting focus onto creating habits is easier than strengthening your willpower muscle. His tricks to shift your brain into cue->routine->reward, will have you making the…

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The Thousands I’ve Paid Due To The Knowledge Tax – Personal Finance Is Not Common Sense

The Thousands I’ve Paid Due To The Knowledge Tax – Personal Finance Is Not Common Sense

A lot of times the most basic concepts to you are entirely foreign to other people, and they shouldn’t be blamed for it. A couple of weeks ago the boyfriend walked in the door with 2 giant computer monitors. He then bought a third. He assembled the entire thing himself and chatted with a few other computer enthusiasts on Internet Relay Chat (IRC) when he had issues with a missing part. In amazement, I said, “Where on earth do you…

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50 Budget Friendly Summer Bucket List Activities

50 Budget Friendly Summer Bucket List Activities

Summer is heeeeeere — and what’s more summery than a checklist printable of fun summer things? Activities really don’t have to cost an arm and a leg — there are tons of budget friendly things you can put on your summer bucket list. Here’s 50. Feel free to write down your favorites from this list or just download the printable below. 1. 🗹🎢Go to an amusement park 2. 🗹🔥Have a bonfire party 3. 🗹Go on a picnic 4. 🗹📚Read a…

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6 Common Things You’re Doing WRONG With Your 401k and How To Fix It For Free!

6 Common Things You’re Doing WRONG With Your 401k and How To Fix It For Free!

The below are 6 things wrong with your 401k. A the end, there’s a free tool you can use to fix your 401k in minutes. If you just want to use the tool, scroll to the end. 1. Not Contributing, Putting In Enough Money, Or Setting Up Auto-Contributions Half of Americans are not contributing to a 401k. If you’re one of them, set up your 401k by talking to your Human Resources department. When you do set it up, know…

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Month 5 Blogging Traffic & Strategy — 23,695 views!

Month 5 Blogging Traffic & Strategy — 23,695 views!

I’ve missed months three and four of the traffic report, but I’m back with month 5. The blog did very well this month, mostly due in part to Pinterest! What a magical site. Pinterest Strategy (16,000+ pageviews from Pinterest this month!) I spend about an hour each week creating pins now and an extra 2 hours scheduling those pins via Tailwind. The first time I created pins I just slapped text on already existing templates in Canva and hoped it…

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Miraval Spa Wellness Resort Trip Review

Miraval Spa Wellness Resort Trip Review

Miraval is an all-inclusive wellness resort located about an hour north of Tucson, Arizona in the Sonoran desert. A couple of years ago, Hyatt bought it out so that allows people to book the resort through Hyatt points at a real steal. The resort is all-inclusive with a no tipping policy, with the exception of some classes with food, horseback riding, and ziplining, as well as alcohol, and spa appointments — otherwise you know we’d all be in there, every…

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Free Travel To Miraval: How I Got A $4,000 Trip For $240

Free Travel To Miraval: How I Got A $4,000 Trip For $240

A few weeks ago we stayed at the luxury wellness resort Miraval, located an hour north of Tucson. The retail cost of the trip was $4,338.5, which is broken down below. The actual price we paid? $243.50. We got over $4,000 of value for free. How’d we do it? We got the hotels and airfare for free via credit and airline points. See, things don’t have to be super expensive. You can get luxurious things at great values. Breakdown of…

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Why You Need Do The 30 Day Digital Detox Challenge (Free Printable!) #30daydigitaldetoxchallenge

Why You Need Do The 30 Day Digital Detox Challenge (Free Printable!) #30daydigitaldetoxchallenge

As human beings, we’re wired to want everything now, which is terrible for both our finances and productivity. That’s why we spend so much of our lives in the digital universe. Stop Distracting Yourself With Social Media Imagine a boring minute at work or sitting on the couch when you come home. What are the first things you do? Check Twitter to see if any funny tweets came up Scroll through FaceBook’s news feeds to check if there is any exciting news…

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