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Category: Money Saving

11 Valuable Items For a Luxurious Life

11 Valuable Items For a Luxurious Life

Frugality is always a strong topic in the Financial Independence /Retire early (FIRE) world, and it seems to me that we sometimes forget to spend a little money on the luxuries of life. Spending a little more on products you use every day is NOT a waste of money. In fact it’s the smart thing to do, and it should be considered inexpensive. We should be measuring the cost of something in cost per use, and additional happiness it brings…

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Travel Hacking Japan 1: Tokyo

Travel Hacking Japan 1: Tokyo

Part 1 | Part 2 | Part 3 | Part 4 | Part 5 Back in 2017, I headed back to Japan for a vacation! While I had been there a couple of times, mostly in Tokyo and Disneyland, I hadn’t really gone to other cities and experienced the culture as much. Now, before we get to all the cool pictures and descriptions, I’d like to say we booked our tickets for $11.20 for two people on business class on…

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On Canceling Hulu + Netflix + Cable and Keeping Internet

On Canceling Hulu + Netflix + Cable and Keeping Internet

Well, I hope that everyone would understand canceling their cable. You’re paying to watch ads! Why?! Cable The reason I had cable was because my roommate had it when I moved in. It was an extra $10 for me per month, so I just let it go. I figured we’d watch cable occasionally, right? Well, we watched it 3 times in the 2.5 years I was there. It’s not my place to tell her she shouldn’t have it, but I had…

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How to Become Yelp Elite: The Perks of Fancy Free Food and Cool Experiences

How to Become Yelp Elite: The Perks of Fancy Free Food and Cool Experiences

Being financially independent and frugal is about maximizing your everyday savings, but it doesn’t mean you need to live a miserable life. Staying in and cooking your own meals most days means that you have more room to appreciate and spend on occasional fancy meals. You can still have your luxuries. Enter Yelp Elite for food. For a foodie, the concept of Yelp Elite rocked my socks off. Once you were inducted you were able to attend a few events…

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Top 8 Posts of 2017

Top 8 Posts of 2017

Though this blog is a baby bird still in its nest, I still want to celebrate the wins this blog has had over the past year! So here’s a list of the top 8 posts of 2017 :). Enjoy! 1. Hustle In Your 20s To Be Financially Independent In Under 10 Years I did the math behind how much faster you could retire if you took up a side hustle. There’s a limit to how much you can save on…

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Favorite Books of 2017

Favorite Books of 2017

Compound interest grows exponentially, so why not read, to compound your knowledge? 🙂 I like to read books in the behavioral economics, finance, and personal growth department, so my books will mainly reflect that. They’re listed below unranked — just 15 of my favorite out of the 52 books I read last year. 1. Guns Germs and Steel: Jared Diamond Have you ever wondered why Europe was building multi-level stone buildings, while developed Asian countries at the time were mostly…

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Retire 3 Years Earlier By Cutting Down Your Clothing Consumption & Why I’m Going Cold Turkey

Retire 3 Years Earlier By Cutting Down Your Clothing Consumption & Why I’m Going Cold Turkey

Inspired by Cait Flander’s new book: The Year of Less, I started thinking about my consumption habits — particularly clothes. I wondered why I needed to buy new ones every year and how many years earlier I could retire by removing clothing consumption from my lifestyle. The average American Household spends $1,600 a year on clothes. Considering the average household income is $60,000, the after-tax in NY** is $42,000. 4 percent of your average household’s yearly expenditure is on clothing….

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8 Tips for Creating Your Own Financial Luck

8 Tips for Creating Your Own Financial Luck

1. Know the Market Price There are a ton of people who go out to yard sales, thrift stores, and estate sales and buy things for incredibly cheap prices, and turn around and sell it on eBay, Amazon, etc. When most people hear their story, they say things like,”Oh, they must be incredibly lucky! That kind of thing never happens to me!” First of all, this is a defeatist attitude. Second of all, the reason they can do this is…

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Hustle in your 20s to be financially independent in under 10 years

Hustle in your 20s to be financially independent in under 10 years

Sometimes it seems impossible to reach financial independence. That kind of thinking is wrong — you can easily do it in less than 10 years. You’re awake for 16 hours a day, 112 hours a week. What do you do with your time? Throwing around some numbers, it’s around an hour a day to eat, an hour at the gym 5 times a week to stay healthy and active, an hour a day for your commute, 8 hours a week…

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Spend less than 2 hours and $40 making your entire week’s meals

Spend less than 2 hours and $40 making your entire week’s meals

I bet if you made your own meals at home in one go, you’d not only save on dollars, you’d save a ridiculous amount of time too. I take 2 hours to meal prep for the week, so that comes out to 17 minutes a day I “spend” on making food. Back when I used to eat out all the time, I probably spent 20 minutes going down to my cafeteria and getting some breakfast. For lunch, I’d either go…

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